Affordable Housing Programs

The Housing Division administers programs that create housing opportunities for Stockton residents with down payment assistance, emergency repairs, and neighborhood improvements.


Down Payment Assistance Program

Designed to assist low-income and moderate-income families in purchasing their first home. Homeownership helps revitalize neighborhoods, maintain safe and pleasant living environments, and stimulate the local economy.  

The City of Stockton works directly with the lender. Persons interested in the program should contact their lenders to make sure they qualify.


Down Payment Assistance Program Forms


Emergency Repair Program 

One-time emergency repair assistance to low-income property owners. Properties with one owner over the age of 65 or with special needs may be eligible for a grant. Repairs are limited to corrections of code violations listed in official documents issued by the City, the Fire Marshal, or the Health Officer stating the code violations present an imminent danger to life, limb, property, or safety of the public or occupants.


The City is now accepting applications for this program. 

Funds for the program are available on a first-come, first-serve basis. 


Single Family Housing Repair Loan Program

Financial assistance to low-income homeowners for substantial interior and exterior repairs.  This loan program helps bring the property up to California and local building code standards.


Eligible participants are limited to:

  • owner-occupied, single-family homes or
  • two-units on a lot with one of the units occupied by eligible owner

Property must be located within Stockton city limits


General Terms for Single Family Housing Repair Loan Program (as of 12/5/2008)

Loans are provided at one percent (1%) simple interest, assumable by qualified low-income buyers or heirs, and due upon the sale of property or transfer of ownership.


For additional information, please contact the Housing Division.



External Links

There are currently no external links.


This City of Stockton web page last reviewed on --- 4/16/2018